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Obiba

OBIBA FOR BUSINESS

Global money.
Local momentum.

Collect in stablecoins. Pay out through local rails. A financial foundation built around the places your business works.

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Starting in Ghana. Expanding market by market.

obiba BusinessProduct concept

YOUR PAYMENT OPERATIONS

Global in.
Local out.

01

Collect

USDCStablecoin payments
02

Connect

ObibaOne shared foundation
03

Pay out

GHSLocal financial rails

Built around the destination

BanksMobile moneyMerchants

BUILT FOR THE WAY BUSINESS MOVES

More possibility.
At every stage of business.

From collecting digital dollars to paying locally. Explore the financial foundation Obiba is building for your next move.

Global payments. Everyday possibilities.

A boutique owner accepting a customer’s phone paymentBusiness, in motion.
Explore capabilities

Collections

Accept stablecoin payments from customers and partners.

Payouts

Pay people through local financial rails.

Discuss your business

A clearer view. A stronger foundation.

A finance team reviewing financial plans togetherBusiness, in motion.
Explore capabilities

TreasuryPlanned

Manage stablecoin and local liquidity in one place.

Global accountsPlanned

Operate across Obiba markets.

Discuss your business

Built around the way your team works.

A logistics team checking a shipment with a barcode scannerBusiness, in motion.
Explore capabilities

CardsPlanned

Business spending from your Obiba balance.

APIsDeveloper platform planned

Build on Obiba.

Discuss your business

TREASURY / PLANNED

Local payments
need local liquidity.

Digital dollars are only part of the equation. Local payouts also need local currency liquidity, treasury management and reliable settlement. Obiba is designed to connect those layers.

Global funding.

A USDC treasury layer.

THE LOCAL LIQUIDITY LAYERPlanned

Global funding

USDC treasury
Digital dollars

Obiba

Liquidity & settlement

Connect global funds to local payment systems.

Local settlement liquidity

GHS / Ghana
Local currency
BanksMobile moneyMerchants
Illustrative architecture. Treasury capabilities are planned; availability depends on each market.

Local relevance.

Settlement liquidity shaped by each market.

THE LOCAL LIQUIDITY LAYERPlanned

Global funding

USDC treasury
Digital dollars

Obiba

Liquidity & settlement

Connect global funds to local payment systems.

Local settlement liquidity

GHS / Ghana
Local currency
BanksMobile moneyMerchants
Illustrative architecture. Treasury capabilities are planned; availability depends on each market.

Familiar destinations.

Banks, mobile money and merchants.

THE LOCAL LIQUIDITY LAYERPlanned

Global funding

USDC treasury
Digital dollars

Obiba

Liquidity & settlement

Connect global funds to local payment systems.

Local settlement liquidity

GHS / Ghana
Local currency
BanksMobile moneyMerchants
Illustrative architecture. Treasury capabilities are planned; availability depends on each market.

CLARITY AT EVERY LAYER

Infrastructure deserves
a closer look.

Understand how Obiba approaches identity, security, risk and country-specific financial infrastructure before you build it into your operations.

Explore security
01

Designed around local rails

Each market has its own currency, payment systems and regulatory context.

02

One shared core

Identity, ledger, risk and settlement connect the local experiences.

03

A visible roadmap

Treasury, global accounts, cards and APIs are planned capabilities.

APIs / PLANNED

Payouts from
a single request.

Build local payment experiences on a shared foundation. Preview the intended payout flow, from request to recipient.

Explore Agent Accounts
POST /paymentsPreview
{
  "recipient": "+233 24 000 0000",
  "amount": 100,
  "currency": "GHS"
}

Routing

Obiba selects the rail

Mobile money

Recipient receives GH₵100.00

Money should work wherever you are.

Starting in Ghana.
Expanding market by market.

Talk to us